Need Female Fashionista Help --- PRONTO!

Okay ladies. I splurged on this new dress for winter/holidays/holiday parties, etc. It's from Boden USA & you can check it out here. I love it. It's a knit, sweater-y material. The top is light grey with white stripes, a band of orange in the middle, and the bottom is in slimming navy. It's knee-length.

Please don't think I'm dumb, but I'm assuming (and in the catalogue it was hard to tell in the photo of the model wearing it) I should pair this with navy tights and navy pumps. But is that too monochromatic? I don't own navy pumps, so I'm going to have to go out and get some. But I figured I should check with all of my very hip bloggy friends first.

Please advise and forgive me my stupidity and ineptitude!!!

obsessing just a wee bit...

over this Boden skirt. I love it in the brown & green (although the slate/black is more my usual speed), but worry I wouldn't know what would go with it. The model is wearing a darling fuchsia top with it, whereas I'd be more inclined to pair it with something brown or green! She also has a cute green scarf paired with it. I have brown boots I could wear with it....but I'm just so not good at matching/coordinating things. If you haven't already, check out http://www.bodenusa.com/. I love their clothes!

want vs. need---clothing I covet

I really really really really WANT this jacket from Ann Taylor Loft. Do I need it? Surely not in this weather... it has pretty ruffles around the collar and it's a lovely muted chocolate brown color. Sigh. This isn't the best pic of it, but if you're in the store, check it out. Drool.